Under the Pradhan Mantri Fasal Bima Yojana (PMFBY) launched in 2016, the Government of India employed an assessment method called the Crop Cutting Experiment (CCE) to accurately estimate the yield of a crop in a region during a given cultivation cycle.
However, under the influence of climate change, weather fluctuations, and other variable factors, the traditional method of CCE such as random surveys made accurate data collection difficult.
The Central Government partnered with CropIn Technology Solutions, a leading AI- and Data-led ag-tech organization to prevent improper data collection and provide complete digitization of farms and farmers level data.
With the capabilities of live reporting, analysis, interpretation, and insight that span across geographies, CropIn is providing technical support to the government to conduct reliable, accurate, and large scale CCE within a short harvesting window and limited manpower.
The Government uses the data gathered from CCE to disburse payment for farmers’ insurance claims seamlessly. The PMFBY requires each state to carry out at least four CCEs in every village Panchayat for each crop and submit the yield data to insurance companies within one month of harvest. CropIn’s digital platforms such as SmartFarm and Smart Risk ensure that these claims and payment processes are backed by data, and are as accurate as they can get.
CropIn leverages its flagship solution, SmartFarm, to help the government minimize area discrepancy in coverage, digitization of land records, and identification of false claims while also bringing various stakeholders on an integrated platform. The company provides ag-alternate data for insurance underwriting & risk monitoring using Smart Risk, a predictive and prescriptive solution for risk mitigation, and forecasting intelligence. The smart sampling module in the platform is helping the government in detection and prediction of cropping patterns, thus highlighting the risk and opportunities associated for agri-stakeholders in the value chain.
“In the last two years, we have done substantial work with the Government to optimize the CCE process for Cotton, Paddy, Maize and other crops in states such as Maharashtra, Madhya Pradesh, and Karnataka. CropIn’s solutions have helped these states to significantly reduce the processing time for settling insurance claims. CropIn’s efforts are aligned with the PMFBY’s vision to have a database of land records of all farmers in the country by October 2020 and link insurance policies to the land records.” – Jitesh Shah, Chief Revenue Officer, CropIn Technology Solutions